thanks for your advice, i wil keep in touch.

sat

I wil be speaking to him in the morning,just wanted someone elses opinions. Im getting really stressed at the moment as i feel im entering the unknown , my total debt is £36000 including my overdraft. i cannot go bankrupt as i hold a public office, so the iva seems best but the thought of being reje...

yes she does, she has an h.p loan for her car which is the main reason why she did not want to enter the iva. She needs the car for work. value wise its worth around £4,500. As i stated we are in the initial stages,what if i removed her name from the joint account as nothing as happened as yet the f...

i am currently in the initial stages of signing up to an iva in my name only. My wife is not being included. however we have a joint bank account, which is our only bank account which is £3000 overdrawn. I have been told to open a new account because one of my loans which i will be including into th...