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by juliehawkins66
Sun Nov 25, 2007 6:41 pm
Forum: postings for november
Topic: Banking Advise
Replies: 3
Views: 1427

Does anyone no if Alliance and Leicester are connected to any sort of creditors
by juliehawkins66
Thu Nov 22, 2007 2:23 pm
Forum: postings for november
Topic: Banking Advise
Replies: 3
Views: 1427

I read somewhere on this site details of creditors belonging to which bank.
For example Lloyds Bank has Lloyds TSB Credit card.

I have been scrolling through the pages and I can't find it so please can some one help me find it.

Thank you
by juliehawkins66
Fri Nov 16, 2007 5:53 pm
Forum: postings for november
Topic: do i need to include child tax credits
Replies: 6
Views: 1820

Yes these are all part of your household income
by juliehawkins66
Mon Nov 12, 2007 8:59 am
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

I think I am in trouble if I sell my share pay off mortgage and creditors I will have no money left over so I will be homeless.
So do you think I won't get approved for an IVA as I have equity.
by juliehawkins66
Sat Nov 10, 2007 11:26 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

i own 40%
by juliehawkins66
Fri Nov 09, 2007 2:53 pm
Forum: postings for november
Topic: iva/bq
Replies: 10
Views: 2015

Thanks Anna

I have applied for an IVA but I am sure I won't get it so I think Ineed to look into BR but like you I am so scared of losing my home as I have a 7 year old and my parter has MS
by juliehawkins66
Fri Nov 09, 2007 2:38 pm
Forum: postings for november
Topic: iva/bq
Replies: 10
Views: 2015

Hi Anna

I am new on this site and I was just wondering how do I get to
the sister bankrupcy site to try and find solutions
by juliehawkins66
Fri Nov 09, 2007 1:59 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

I think my house is worth £280k my mortgage left is £20k so my equity would be 92000
by juliehawkins66
Thu Nov 08, 2007 12:15 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

Hi Melanie
In your opinion do you think I would not get an IVA as I have this equity.
by juliehawkins66
Wed Nov 07, 2007 10:26 am
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

they won't allow me to raise the amount £65000 and they won't allow a re mortgage tp pay off debts only for home improvements
by juliehawkins66
Wed Nov 07, 2007 9:06 am
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

I have been down the route for a re-mortgage but its hard finding a mortgage company who will re-mortgage on a shared ownership scheme. I bought my house with Tower Homes. Plus the fact now I am black listed so that makes even harder. If I sell my share tp pay of debts I am then become homeless.
by juliehawkins66
Tue Nov 06, 2007 5:09 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

My house is on a shared ownership scheme so I can't raise any money against my property
by juliehawkins66
Tue Nov 06, 2007 4:55 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

My debts add upto 62500 and they are with Lloyds TSB £4000 Morgan Stanley £4000, Barclaycard£1800 Capital One £1500, Royal Bank of Scotland £13000,Freemans £600, Next £700, Littlewoods £800, Choice Catalogue £3000, My main concern are MBNA(18000) and HSBC£8500) have sold on the debt to credit agenci...
by juliehawkins66
Tue Nov 06, 2007 2:52 pm
Forum: postings for november
Topic: Advise please
Replies: 33
Views: 4183

I'm just filled in my forms to apply for an IVA and so worried if it comes back as rejected what happens next. Will my creditors think she can't afford to pay and therefore make me bankrupt so as to force a sale on my property and make me homeless.
by juliehawkins66
Mon Nov 05, 2007 4:51 pm
Forum: postings for november
Topic: Creditors
Replies: 3
Views: 1302

Can I still apply for an IVA even if my credit card companies have passed on my debt to credit agencies. I have also been to court from one debt creditor on behalf of MBNA so I now have a CCJ. Can anyone on here also help what worries me the most is if my IVA is turned down then won't my creditors t...
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