Hello jo.a I first made contact around the last week of October.

Had some great news today my IVA was approved. Melanie Giles and her staff have been first class, always helpful, always quick to reply to emails and phone calls. The one bit of advice I could give is prepare in advance ie; get all of your information together, account numbers, debt amounts etc. Thi...

I am in the process of applying for an IVA through one of the companies that use this forum and am very happy with the service, but I have a question (well a few) and of course I leave the question until this holiday period! Question is as follows: When you are applying for an IVA, at what point do ...