Good news,they were very understanding and the Woolwich have agreed to a 30 month extension. So we can enjoy life again.

Cheers every one

All records have been cleaned up, surprising how high your score jumps after. Just waiting on Woolwich to make their minds up

The weird thing is it never used to show. But i have emailed them and included a copy of the completion certificates

Also my IVA is showing on the Experian Register, date it started,case number etc

Thanks for the replies, one of the debts was with the Natwest. Is this Santander now, i have checked the ICO records, but which address do i send a letter to please. Ok,just checked and the account is marked as closed, should i still get it removed. They also keep sending letters every 6 months or s...

Have spoken to the Woolwich and we have to fill in the new income and expenditure forms. They need to know everything.And when they do a credit check, they will still see some things on there that haven't dropped off yet ( IVA completed 2011).

On the advice of an IFA we took out out a interest only mortgage 25 years ago. Total amount to be paid back is £18000 (part ownership) and this would come from a pension pot. But now its due i can't access the pension for another 3 years, apparently the rules have changed. What options are available...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by luluj Hi and welcome. The certificate of completion is one page of A4 and a paragraph of writing basically saying everything completed....... Mine was about 8 lines! Bit of a let down really, but i did...

Is it possible to reclaim PPI on a mortgage.

We didn't bother with token payments, just opened up a new bank account and put what we would have paid our creditors into that. It gave us a bit of a cushion when altering some of the direct debits from one bank to another and also in-case the works payroll took their time in switching accounts ove...

After initially being turned down by the Barclay's i rang the local branch and arranged a meeting with their business manager. I came away with a basic business account opened, just waiting on the card etc. But I'm also nearly 2 years post IVA, i mentioned this to him and he wasn't concerned, i don'...

OK update, Hopefully got the nationwide account. But had lloyds, Santander and Barclay's all ringing me back after turning me down. I spoke to Barclay's and went down this morning and opened a business account as well, they even wanted to give me a loan. Upset them when i turned the loan down, but t...

The small email icon along the top, if i click that i just get the pop up saying email is disabled

Just sent an email to your direct address. When i clink on the email link above your posts i get a pop up telling me its disabled due to spamming.

[quote]Originally posted by deanno

Hi Melanie,
The email link in your posting is disabled,i have used the one on your website