Hi,I was wondering if anyone has taken out a new credit card before receiving their completion certificate? I have been told that Vanquis may cosider me but wondered if anyone else has done this?

Dear Readers, I am due to finish my iva in September and Thankfully due to this amazing site I have got through it with no problems. My question I would now like to know is this.. Naturally I would like to get my credit rating back on track asap and have thought about getting the cash builder plus t...

Thanks Andy for your reply!

Hi, I went into an Iva earlier this year and have got a mail order catalogue and a christmas catalogue which I seldomley use and have had both for many years!as its that time of year I wanted to buy a few bits from one or the other and clear the bill once the goods arrive, can anyone pls tell me if ...