You should have seen the info pack they sent!
It had a cartoon picture of a big breasted angel sitting at a computer and their slogan was even worse, "say goodbye to debt and Halo to a brighter future"!
Didn't really reflect the seriousness of debt problems but did make me smile!

I will tell them that if they call again, thanks.

I know how you feel, me and my husband are in the same situation, we are waiting for the creditors meeting. We are just as scared and we know how the worry eats up every waking moment, as well the night. When I first joined this site I felt as though I was lost in a black hole, but, as my husband sa...

It was a company called debt angel, the first call i had from them they stated they deal only with debt managment and that our IVA was miss sold, I got indepedent advice and decided to carry on with the IVA, the second call, my husband recieved and they said they also deal with IVA's and that we wou...

Myself and my husband are in the process of applying for IVA, Before we decided that this was the best option, I phoned around different debt managment companies to ask them to send their info packs. After disscussing our situation with these companies, we settled on the firm who are setting up our ...

Thank you all, I am begining to see that I am having really bad days or days where i feel a bit more positive. Today is a bit better. I relise that i am so nervous about getting things moving but worrying about something that is out of my control at the moment is pointless. Thank you all for the sup...

Thanks, IVA seems to be best course of action, DFD have no upfront fees and the woman dealing with me seems informative and helpfull. Just need to decide before i commit to anything

I have decided to use Debt free dirct as the company to set up my IVA.
Just wondered if anyone had any veiws on this company before I sign into it.[?]

Thanks, I am so down with worry but we are trying to keep upbeat although I wont relax until it is set up and running.

Hello there, myself and Hubby have applied for an IVA and at the moment we are waiting for our draft proposal to come through. We owe £36,000 and if the IVA goes ahead, we will pay back 85% of the debt. We are feeling very nervous and a scared as well as ashamed[:(] The hardest thing for me is that ...