Sorry Debbie,

What F&F mean?

Thanks

Hello, I'm willing to be 100% honest about my situation, its just i was told by cccs, that i couldn't enter into a DMP as we didn't have enough income. My arguement was that i was managing to make some payments to some creditors and i've only miss say at the most 1 month payments. I'm not behind by ...

Hi Andy, Thanks for the help, but i a little confused a friend of mine is entering into a iva and she has £70k plus equity in her home? how is that possible then. I really can't take another loan out, not enough income to get one, as partner doesn't work. So DMP is the best soloution, is the company...

He he,

I was thinking the same thing, all out on the beer. Dont worry im sure someone will give me some advice, they wanted more info yesterday, but for some reason i couldn't managed to post again,

changed my password today and now it seems to be working[:)]

Hey Debbie, Thanks for the nice welcome. I will stick around, i've draughted some letters up to send some of the creditors to try and take the pressure off a little bit, till my partner is working and then maybe we we've more income we can see about a debt plan or a IVA. Thanks alot again, Great sig...

Hey, Thanks so much for the replys, So to contiue on A remortgage isnt possible as we have just re-mortgage in July and are tied in for 2 years. We have to Credit cards totalling £3850 a few store cards, and i have 2 catalogues. I also pay £22.18 a month to DLC for a loan that i had 6years ago. Bala...

Hello, Needing some advice really. Getting behind with unsecured debts and not sure what way to turn. We own a home and i can get a secured loan but this would leave us with no equity in the property. All in all i can probably find £15k in unsecured debt. I spoke to CCCS and they said due my partner...