just to let you know our offer has been accepted, it went down to £33k in the end with current property market, just have to get house sold now (easier said than done!) Even so the relief was so overwhelming i burst into tears on the spot!!! Just wanted to say thank you to everyone on the site, I re...

back again with another silly question. would creditors accept the 40k if it were to come from our half of a sale on the house? we could probabl;y raise 45k but owe our parents 5k for new windows out in as our previous ones were rotting. we have kept receipts. is this possible or will they want more...

received a letter from GT asking for verification that my dad is willing to provide this money. what should he write for them?

thanks..yes it does say we are adding the six months by way of purchasing the equity.. i will let you know how it all goes anyway.

kaz, i'm new too and wish i had found this site before commencing my iva, i found a company who were great at the set up stage but not so good with ongoing customer service, so i would definately recommend checking out feedback from iva.com!

i just wanted to jump in on this, my 1st post in someone else's topic, but i have strong feelings about this. yes i chose to get a CC at 18 and yes it was my actions that led to this increasing to over 25k but it frustrates me to see all these 'lifelines' being offered to people which just involve m...

from earlier advice, my husband and i have decided to go down the f&f route. from a total debt of 75244 and a remaining amount to pay of 48k, we are offering 40k given to us from my parents from a loan secured on their home (we will pay them back). I am confused about my terms and conditions with re...

finally heard back from GT and they have told me i need to come up with a settlement figure. from what i have read on these forums this does not sound right?

no change in circumstances currently however we do struggle as it is and feel we cannot start a family until this is resolved, can't really see myself waiting another 5 years to become a mum. not too sure about equity release clause as we have already allowed an extra 9 months payment at the end of ...

i am currently in an iva with my husband. however my father has now found out and has offered to take out a loan to relieve the pressure on us. will credit companies offer to reduce total amount owed if they receive full payment up front? as this option is not viable if they insist on the full amoun...