hi, if you have any problems on reclaiming the charges, let me know, or come to my site www.penaltycharges.co.uk we have all the information you will need, and the best part its all free, Advice & opinions of stephen1976 are offered informally, without prejudice & without liability. Use your own jud...

yes the rally was great,nice to have meet you all, I will have some great news soon, is just around the corner, will post when it offical Advice & opinions of stephen1976 are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professi...

Also if you claim back the charges, via my site using the new contractual interest calculator, or claim any interest you are liable for tax, My advice is get a copy of your statements going back as fare as six years, and see how much you can claim, We have had people on my site wipeout all there deb...