All Slightly worried on application for a new role at the company I have worked at for nearly 9 years. It is an FCA regulated company my position there would be to coach staff and deal with customer complaints and to ensure that service get a delivered as expected. Would my IVA have a detrimental af...

Hi Foggy thanks for your reply. There has been changes to my expenditure (rent,ctax,energy bills), however, I have used other allowances to cover the change and there is no payment change. I have sent a copy of my tenancy agreement and ctax bill over - Im not asking for any change in payment - happy...

Hi Nearly a year since being in my IVA and what a journey so far. So my annual review is due in February, have not received any documents or E-Mail's as of yet. What can I expect? I am with McCambridge Duffy - who have been brilliant. I have sent my payslips in every month - what else do you think t...

Right my IVA was approved last Friday all good and well in the process this was happening I have had to leave my Parents house due to personal matters. I can quite easily afford to live on what my IVA has been agreed at and have moved into somewhere new - it's literally £60 difference to what I was ...

Michael, thank you for your view on this. Big help!

Will keep updated how the IVA application process is going - fingers crossed ay

Best regards,

Richard

Thanks for your reply guys. Yes suppose I am being a bit of a 'board-watcher' at this time, so apologies. Good to hear Barclaycard accepted - Just due to how recent my new credit from them was as, personally I feel really bad, but its honestly until everything's in place you don't realize how bad yo...

Just wondering if anyone managed to look at my post and had any thoughts? Just a question weighting my mind.

Thanks

That's good to hear, really didn't feel I could use it before the IVA and was struggling! Another question, that is concerning me - I have been with Natwest for many years, since school, and have topped up my loan twice with them - the last was in December 2016, this was last year also at this time ...

Hi Micheal Thank you for the reply that helps the repairs are going to cost me £250 water pump has started leaking and needs a new cambelt as well advice to change it with it, my fuel I normally just fill up as it lasts then a couple of weeks it's around £60 and the food will probably be £30/40 whic...

I've post on here before asking about what Bank Account I should use and got some helpful responses, thank you! Here it goes around £37,000 or so in debt between 2x loans (Natwest and Nationwide) and 4 CCs (3x Barclays 1xNatwest) 1x store card(Argos) and a Very Account, Overdraft- Natwest. I have se...

I've moved all my Direct Debits over to the TSB today. Documents are all signed and dated with Mccambridge Duffy just waiting for my salary to go into my account then as advised to transfer it into my new account as I bank with one of my big creditors and sadly work couldn't swap the bank details in...

Hi all currently in the process of my IVA being drafted up and it's worked out i will be paying £300 which equates to 35p to the £ - what is the likelihood of this being accepted would you think? My creditors are Argos Card, Very, Barclays, Nationwide and Natwest. I have a current account with Natwe...