Thanks everyone for all your advice. I will get in touch with my IP first thing Monday and try again. Fingers crossed, they'll put the proposal forth this time.I'll offer to pay for the variation meeting upfront and see where I get with that.

Thanks again.

i think some have mentioned that they havent been able to offer F/F offers in the first 2 years...does it say this on your paperwork. x Angie xx Hi Angie, it just states that there is no be no variation in the first 24 months. I just understood this as not being able to reduce payments, but the com...

Hi everyone, I have a question; I'm hoping someone knows about this. I have been in an IVA for 10 months. My father has offered 18,000 as a full and final settlement. My IP has told me that although this is a reasonable offer, they cannot put it to my creditors as I agreed when the IVA was set up th...