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by neptune74
Fri Sep 10, 2010 5:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, I am now out of my IVA with a F&F
Replies: 2
Views: 917

Hi, I am now out of my IVA which I settled F&F in 2008. Indeed, the 6 years has no past and it is no longer on my credit file. Great!! However, I notice that two defaults which were included in my original IVA paperwork still show on my credit file as defaults. My IVA was registered on 1/9/2004 and ...
by neptune74
Mon Aug 23, 2010 10:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: should IVA be removed from credit file after 6 years
Replies: 2
Views: 882

hi...i started my IVA on 1st Aug 2004 and partially settled after 3 years, all of which still shows on my credit file. (iva and associated defaults listed seperatly) i have been informed that the IVA will be removed from my file after 6 years, which should have been 1st aug 2010, but it still appear...
by neptune74
Mon Aug 23, 2010 7:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: iva credit report
Replies: 3
Views: 891

Hi everyone....First time post but been watching for a while I started my IVA on 1st Aug 2004 and partially settled in 2007....I have been waiting and waiting for 6 years to go bye quickly so the IVA will be removed from my file, but when i checked today it is still there...Can anybody please give a...
by neptune74
Fri Oct 12, 2007 11:38 pm
Forum: equity release
Topic: Calculation help
Replies: 2
Views: 1840

thank you that is very helpful! i now know where i stand
by neptune74
Fri Oct 12, 2007 7:10 pm
Forum: equity release
Topic: Calculation help
Replies: 2
Views: 1840

hi all. I am currently in an IVA for which I have been paying into for 3 years at the following rate - 300 year 1, 350 year 2, 400 year 3, 450 year 4 and 500 year 5. I am little worried that the year 4 clause my wipe out any equity I have in my property and would appreciate if anybody could help me ...
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