tommy.l wrote:

Does an IVA count as bankruptcy?
As I work in a business that this is not an option in

it messes your credit up same as Bankcrupcy

I'm currently in talks with a couple of people, Melanies firm being one of them but sadly heard nothing since Friday as yet so unsure which way to go. My question is, I understand that DMP are not legally binding and creditors don't have to stop or reduce the interest, will I continue to get letter...