I got one of those and thought nothing of it! Cant wait for replies

Can you not just deduct your overpayments from your next lot of overtime? Or was it over a long period?

How much overtime are we allowed? My husband is doing stupid amounts one month and then hardly any the next... I hate to think his working is going to be a problem within our IVA and that our payments would go up and then we wouldnt be able to meet the agreement.

thats great thanks, I have been paying the 50% without the 10% leeway, and I also forgot to put in my child benefit to the basic pay...so this would be covered by the 10%. So in theory by the 1st year anniv I should be up to date with the payments.

Does the following statement mean I am to pay 50% of my overtime to the IVA or do i calculate the 10% first? Also i realised I have just been paying the 50% in without contacting anyone. Is this going to be a problem? The debtor shall report any overtime,bonus or commission, or similar to the superv...

OK Thanks I think I will Just leave it with the past 3 months payslips and see what happens. I really didnt think of it as an asset, I think advice coming foroom all different call centre advisors doesnt help. Saying that we have paid an extra 1800 into the IVA in overtime as its not a guaranteed in...

I did ask the Company before about the bonus and said how much it would be, we werent expecting as much as we got but the operators opinion was that anything before the meeting is ours to keep and not bother to tell them as it was not relevant.
I guess I should declare it then.

Before our creditors meeting my husband recieved a bonus from work in the 15th Novemember pay. Our meeting was Nov 22nd and we were told anything earnt before the meeting was ours to keep for a rainy day. However I have been asked for all payslips as a 3 months check. They asked for Novemeber which ...

Did I read right that smile dont want you to have a debit card if on an IVA? Or am I getting it wrong!

get statements for our iva payments?

Thanks
So it wont stop then!

If we pay in the 70 we have to carry on paying until the end and get a refund!

I did the most minimum payments as I had never missed a payment, they still rang!! So I reckon stopping payments altogether is a good move, dont spend any of what you save, keep it for if you have a broken car/wash machine as 5 years is a long time. I also sent off letters to all my creditors, expla...

If we owed £70,000 after crditors meeting we now owe lets say £30,000, and we pay our overtime in every month which is irregular s has been asked for 50% of it. Say we get the payments up to £30,000 within the 2 year period (we earn alot) would the IVA stop there ir are we supposed to pay up to the ...

Cant say it enough, join your local freecycle...people give these things away like flyers!

http://www.uk.freecycle.org

This Morning!

[:D][:D]Dont know the exact votes yet but assume I will be notified later?
Thanks to everyone for the advice and will keep you updated![:D][:D]