Thanks guys! It's started to sink in that it's done and dusted and I am feeling very happy now, man flu an all lol! This forum has been a grest help and I will stick around and try and help those who have been in my boat! Also thank you, Lisa. I will check that out too!

Got an email from Aperture today, my IVA has been completed and as of today I am no longer in debt! Such a weird feeling that it's done and if I didn't have one bad cold/man flu I'd be opening a drinkie or two!

I felt the same 5 years ago. I got loans out as it was if the companies were handing them out on a gold plate. I had every intention of paying back each previous loan with every new loan but in the end i wasted about 18 grand on absolutely nothing. When it came back to paying it off I had nothing le...

My IVA was sold to Aperture too, Make sure you check your emails as this is how they contacted me about my last review. In theory i have paid my last payment, have sent them documents for final review but we shall see what happens. :-/

That's brilliant news mate! Although feels me with dread as I am one month away from completing my Iva me which was sold to Aperture. Hopefully they'll be okay lol

keep us informed how you get on mate. Must be a mistake!

Thanks guys, every review I've been the exact same. I always worry lol! I think I just have to send them my payslips and P60 and hopefully that will be it done!

Don't know why but I'm bricking it. My Iva was originally with Cleardebt but then was sold to Aperture (which wasn't happy about as loved Cleardebt but there you go). I've got one month left till my IVA is finished which is amazing as has been a long five years. Aperture want to do a final review wh...