Hi, Ive just opened a savings account after selling some trusts and bonds I was allowed to sell these but was given the condition that I must add to it as and when or forget about it I don't want to lose this through the IVA help please

HI I'm currently filling in the pack to apply to start the procedure to apply for an IVA , I'm a little confused they have told me after 5 yrs and 3 months i will have to attempt a remortgage i not 12 additional payments if 12 additional payments are to be made this takes you over the 6 year debt fr...