Hi partner has left her part time job and joined a national supermarket on a seasonal contract, otherwise 0 hr contract. How does this work in a Iva? Monthly pay and no set hrs, so presumably moving forward different take home pay each month and there could be big difference from one to the next Any...

Hi,

I had same with credit fix regarding third party, I called up and asked to do my review with paper copys and they were fine, they asked for 6 months of bank and wage slips, I sent 3 months in and it wasn't a problem.

Just read that back I mean myself for ideas but what's the best interest outcome for both of us...

understand, how I see it, my side looking at it would be rent payment inclusive and child maintenance payment to my partner, then the usual allowances..I can see a very good surplus payment to my Iva. Partner works part time school hrs..in theory she should get working tax payments there currently £...

<t>In a interlocking Iva past 2 years with my partner..same I@e two separate Iva..I'm thinking of leaving and getting my own place. We have two children what is a acceptable child maintenance payment to her in a Iva..my thoughts are we would be better off as she works part time would get benefits ha...

any advice on rent to but cars in a iva....looks like i'll get a payment break and could use this cash towards a car this way 300 deposit 30 a week for 12 months then car is mine, would this be acceptable in a iva? no credit checks no loans all in house with a local garage

<t>a little worried have problems with my car and been told by my garage that its not economically repairable, rang knightsbridge up to see what options i have, been told iva transferred to creditfix to my surprise, like what going on? they say i can request a payment break to help get back on the r...

old age and with caring requirements a possibility there looking into ways of protecting the house should they need to go into a home and with the costs don't want or have to sell the house, i believe a lot of people do this? after all i will have to tell them not to do it as i would then have to de...

12 months into my iva, i rent with my partner, my parents are talking about signing over there house to me, im worried how will this affect my iva, my parents dont know im in a iva and fear what happens?

this is based on month to month? my records show i have made $2700 in the last 12 months which is $225 month around £175 english money, so i have no worries then. again these are small amounts that add up

thanks for quick response, yes i think it should be ok and anyway when i did my first income expenditure they included my overtime that month so my monthly income has been £160 down some months so i was ready to offset any money against this. i didn't bring it up that they got basic income wrong at ...

<t>hello im in my iva for the first year and soon will be coming up to my review the question is on my bank statements here and there i have credits from my paypal account various sums around £30 up to £100 over a course of a month but never has been more than £200 in any month, these are from playi...

the terms in my iva to quote "i will not obtain any credit greater than £500 without prior written approval of my supervisor" so does this mean i can apply for credit up to £500 and the iva would not be a breach? ie a payday loan couple days before payday? which it would prob be refused anyway so ...

Complained early this year against a payday loan company about irresponsible lending from 3-4 years ago, today got offered £6000 compensation, now a month ago i entered into a iva arrangement agreed and now running, this payday company there is no debt so do i have to declare and pay this compensat...

yes all my online gambling accounts i am now restricted from and my wages being paid into new basic bank account that my partner controls i have no access to money. im in the iva process with stepchange but they want 3 months clear statements, im also started being in touch with vincent bond and the...