Hi, could you please answer a question for me? Is there such a thing as a 30month IVA?

Thanks!![:)]

I think you are. I know a few places locally take a debit card. You might be able to ask them if you could put a cash deposit down instead of them taking card details. The only reason they do that is if you smash the car up they can take their insurance excess etc.. You can only but ask if they woul...

The only people who will give you an account you dont pay for is the co-op cashminder, forget all others, they wont touch you. Trust me ive been there!xx

Thats fine Melanie, i just wanted confirmation that they were doing the right thing. If theres no chance, theres no chance and thats absolutely fine. I will pay them what i owe.

Thanks for all you help.x

Yeah i do appreciate that, but surely if i didnt take him to court, they would have received nothing so something must be better than nothing for the creditors? and how is this any different to the bank charges which they let me split? How can they do 1 and not the other? it makes no sense, it appea...

Hi I took my ex boyfriend to court recently for money he owed me prior to me entering into my IVA. I won, £4.5k..yay! However my IVA company say they want all of it as it is seen as a winfall. However when i read my contract i do not see how this is classed as a winfall. it is money owed to me, not ...

Hi I am in an IVA and my main creditor was HSBC. I took them to court for my bank charges totalling £3k. The first response from them was that they would take it off what i owe, but i did not accept that as i am already paying them back what i owe in my IVA. I sent the next step letter saying i wasn...

If i am in an IVA but would like to apply for a current basic account, can anyone recommend an account? Natwest turned me down as it comes up with bankruptcy!