Search found 51 matches

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by Jo1979
Sat Mar 10, 2018 8:49 am
Forum: Ask IVA Forum and Industry experts
Topic: Incorrect default dates
Replies: 3
Views: 4817

Hi Guys Please could any of you advise me on something, we entered into our iva August 2011. Cc received Feb 18. On our credit files Cahoot is listed as a closed account but the default dates go up to Nov 2015. I wrote to Cahoot over 2 months ago asking them to amend this and have received zero repl...
by Jo1979
Thu Mar 01, 2018 1:31 pm
Forum: a success story
Topic: Completion Certificate FINALLY Arrived!!!!!!
Replies: 2
Views: 98062

Creditors meeting August 12th 2011
12 month extension with Regards to Equity ...
final payment made on August 28th 2017 -
Completion Certificate Arrived Today!! March 1st 2018.....
We are finally free!!!
A day I thought would never arrive!!!!
by Jo1979
Wed Feb 28, 2018 1:23 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture.... Absolute shambles of a closure
Replies: 1
Views: 5307

So today Marks exactly 6 months since we made our final payment to Aperture after 6 long years... After multiple phone calls where I have been constantly fobbed off I called again yesterday to be told that our iva was officially closed on 13th February and that we should have received all the docume...
by Jo1979
Mon Feb 26, 2018 1:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Addresses please help
Replies: 3
Views: 4831

I’ve looked on their websites but can only find online contact us forms and head office addresses.
by Jo1979
Mon Feb 26, 2018 11:48 am
Forum: Ask IVA Forum and Industry experts
Topic: Addresses please help
Replies: 3
Views: 4831

Hi , After lots of googling I’m confused! Please can anyone give me the postal addresses of The insolvency register Equifax Experian Callcredit I am told by Apperture that our closure documents are on the way so I want to send copies straight away when I receive them to the above people but am havin...
by Jo1979
Wed Feb 21, 2018 4:57 pm
Forum: Complaints procedure
Topic: Aperture
Replies: 10
Views: 10907

I have just sent a complaint via the government gateway to complain about Aperture. Enough is enough. In 6 days it’s 6 months since we made our final payment. Our creditors meeting was 12th August 2011 so our IVA began on that day I believe. Which means we are now over 6 months post end of our Iva w...
by Jo1979
Tue Feb 06, 2018 7:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture... Banging head against the wall
Replies: 3
Views: 4362

Apologies but I just need another moan..... it’s almost 6 months since our final payment was made and a completion certificate is still just a mere mythical thing... constant fobbing off every time I call Aperture... complaint email sent on Dec 29th absolutely zero reply.... I just want to cry... we...
by Jo1979
Fri Feb 02, 2018 5:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: How long before I get my CC?
Replies: 10
Views: 4146

Good luck! We are now almost 6 months past our last payment date and despite complaints to Apperture and multiple phone calls every couple of week I am just getting fobbed off every single time. In June it will be 7 years since we started this process and I just want it to end but with Aperture ther...
by Jo1979
Wed Jan 10, 2018 10:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture... still no sign of a completion certificate...
Replies: 1
Views: 4842

So we are approaching 5 months since we made our final payment. And still absolutely zero sign of a completion certificate... No substantial reply from them despite several emails ... 6 year iva as a year added in lieu of equity. No missed payment no late payment all bonuses declared ... this is jus...
by Jo1979
Sat Dec 30, 2017 6:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture say they have a 3 week backlog to respond to questions.
Replies: 5
Views: 5976

I sent two messages via their client portal in OCTOBER!! Still waiting for a reply.... final payment was made over 4 months ago now and absolutely no sign of my CC yet... it’s just ridiculous
by Jo1979
Sat Dec 30, 2017 6:44 pm
Forum: annual review
Topic: Final review / closure of IVA
Replies: 4
Views: 69156

Final payment made to Aperture August 28th 2017.... absolutely no sign of a completion certificate yet .... it’s so frustrating!! Aperture are bloomin useless and impossible to get hold of! Emails are ignored... phone calls never returned...
by Jo1979
Sun Dec 03, 2017 7:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Having to wait so long for a closure is unacceptable in my opinion
Replies: 5
Views: 6126

I really hope so!! Was hoping for an early Christmas present in the form of a completion certificate but not looking likely
by Jo1979
Sun Dec 03, 2017 7:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture
Replies: 2
Views: 7089

I feel your pain! Last payment of iva Aug 28th 2017 and absolutely no sign of a completion certificate. No reply to emails, no reply to feedback forms. It’s a joke! 6 years we paid on time month after month. Jumped through every hoop requested and now we just want it over with!
by Jo1979
Thu Nov 30, 2017 7:53 am
Forum: Ask IVA Forum and Industry experts
Topic: Having to wait so long for a closure is unacceptable in my opinion
Replies: 5
Views: 6126

I feel your pain, we paid our final payment on August 28th and despite numerous emails to Aperture asking how our closure is coming along the only reply I’ve received is to tell me our file has been passed to the closures team !!! It’s so frustrating after paying promptly every single month for 6 ye...
by Jo1979
Thu Nov 02, 2017 2:33 pm
Forum: Ask IVA Forum and Industry experts
Topic: Aperture ..... Feeling very frustrated!!!
Replies: 19
Views: 4948

Very strange..... after posting on here I literally just received an email ..... doesn't really give me any indication whatsoever that they are even working on our closure..... Good afternoon , Thank you for your recent email and i write to you regarding the same. I hope this finds you well. I can c...
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