Now you have given me a complete conundrum - how on earth if you were e-mailing me directly did this post end up on the forum? Perhaps Admin can throw some light upon this?? I dont know, it freaked me out! I got a mail saying they chose to put it on the site? This is reply I got "I hope this is ok, ...

Thanks Ang, will try that, your mail seemed to come in after Maz.

Maz, thanks tried profile, I can change my password, but couldnt fine option to change user name. Initially I thought I was just writing to Melanie. and it is from her I thought of seeking advice, as she seemed less challanging than a lot of the stuff on the web, which I felt was a bit dubious! Than...

Maz, thankyou for response, I dont have property - no real assets. I didnt realise my mail was going into the forum!
now it has, maybe its a good thing, but is it poss to change username? thankyou so much, this feels like a sort of exposed place to be lol.x

hello ang, thankyou for reply. I have 12 creditors and max £200 a month to pay creditors.thankyou so much.

Hello, I watched a lady called Mellanie on her website. I am approx 50,000 in debt. My circs radically shifted about five years ago and I did with help of citizens advice, come to amicable agreed reduced payments on all my debts. I have been paying these agreed amounts regularly all this time, but n...