Thanks for the reply Foggy Has anyone been able to contact the Insolvency Service recently ? I have tried several numbers to no avail. On the Insolvency section of the .gov website when you click on the contact form it says 'The requested service is temporarily unavailable' I know we are in a pandem...

Hi I am currently waiting to drop of the Insolvency Register. There are 2 dates on the register. Completed Date and Notification Date which are 2 weeks apart. Should i be working on 3 months from Completion Date or the Notification Date ? Also, does anyone have a working phone number for the them ? ...

It takes ' up to ' three months from the date of the completion certificate to be removed from the Insolvency Register --- but more often three months to the day. Don't panic -- it will happen. Thanks Foggy. Can I start to build up my credit worthiness now ? Vanquish Card or other ? Or do I need to...

Hi All I completed my IVA in May And received my completion certificate early Septmeber. I have been checking the Insolvency Register daily to see if I have been taken off. I checked this morning and I still appear. However, I have just logged into checkmycreditfile and was astonished to see that my...

Hi Ryan

Thanks for the reply. What's the best way to contact you ?

Is it Ryan on here who is best to contact ?

Thanks

Tue Jul 21, 2020 9:07 pmT9UPS wrote:

Can I just ask how long you have waited as I still haven’t received my completion statement after 3 months? I sent an email chasing but heard nothing back .

I've only been waiting for 2 months

Hi

I have just been chasing my completion certificate and was told that "There’s currently a outstanding creditor refund that I need to resolve before I can send your completion documents"

Can anyone shed any light on this ? Does it mean I am owed money or my practitioner ?

Thanks in advance

Hi all I paid my final payment into my IVA in May and I await my completion certificate. I want to start building my credit history back up asap and would like to apply for a Vanquis credit card. Can anyone advise if this is sensible to do before I get my completion certificate or should I wait ? I ...

Many thanks for the reply.

That's what I thought with regards to mortgage. Will definitely contact the experts mentioned when the time comes.

I've never had to provide a full years income when doing my annual review, only the past 3 months ?????

Thanks again

Hi all I am nearing the end of my 6 year IVA and can finally see light at the end of the tunnel. I have found this forum to be very helpful so thanks to everyone. I just have a couple of questions to ask if anyone can help ? 1. Has anybody recently had their final review with StepChange ? What did i...

Hi all

I am close to completing my IVA after 6 years with Stepchange. Just wondering will my final review be just like previous annual reviews (3 months bank statements, 6 months pay slips etc) or will it differ ?

Thanks in advance

Not usually - unless you are trying to drastically change any of the figures previously agreed. Apart from a few firms details of a solvent partner's uincome is only needed to calculate the fair share of household expenses and, after this has been done, they generally lose interest in the solvent p...

Hi

My annual review (single IVA) is approaching and I was wondering if I will be asked for proof of my partner’s income ?

Thanks in advance

Thanks all for the info. Have emailed my practitioner with details.