Thank you to everyone for replying to my question, i have so many at the moment and we are very scared and worried. I have been reading other messages on the forum and some people seem to be struggling badly with what they are left to live on, with 4 children i am concerned that we won,t have enough...

How easy is it to find a company to accept you after 4 or 5 years if you are in or just out of an iva, especially if you have to take the equity release option?