Lisa Thomas wrote:

Assuming you have a contributions based IVA and no other assets to inject, how many payments are left and how much do you pay?

That figure is your starting point for any F&F.

I have 1 year left with poss extension which I don't under stand I pa £272 month

I rang this time last year for a full and final and they quoted 10800 this year I spoke to the same lady and she quoted 10300 I don't understand
is there any one in my area who I can get advice from west midlands

<t>I have a 5 year iva with option of 1 year <br/> a family member as said they will pay of iva <br/> I have asked for full and final and they have said it will be £10300 I pay £272 per month can we offer less<br/> over the time scale there was a ppi payment of £35000 and I paid in £7000 from a ppi ...

Now I'm confused
Any one give me a no of someone I can speak to before I contact and tell them

have been in iva for nearly 2 years my mom has just left me £30000 my iva was £55000 but ppi claims they did have brought it down to about half so I have enough to pay it off have an hp on car which is due to end in October so they will be expecting this money as well have tried to carry on with h...

i have been in iva for 1 year i pay 272 per month in the year there as been ppi payments of around 37k my starting debt was 51k i have asked for a balance and they say i still owe 37k with all there charges on i originally thought this was a free govt scheem is there any one i can show the statement...

i am in an iva my debts were £50000 since i have been paying for last year they have reclaimbed approx £40000 from ppi which they have recieved i have also paid in for i year around £1200 my total payback was to be only £17000 they are i think saying now that i will owe them £30000 costs if i d...