hi i am expecting to be made redundant in the next three months due to a loss of contract were i work my question is i am three years into my iva paying 350 per month i would expect to get about 10000 redundancy what would happen to my iva would they accept a reduced lump sum and if so roughly how m...

i am currently in an iva but i have run up another credit card debt can this be included in original iva or can i just pay this card off at a reduced rate per month when i can afford it

i am currently in an iva would it be possible to get an extra advance on my mortgage to pay my iva off or would this not be acceptable my iva is 330per month currently 2 yrs in my house is worth 95000 and mortgage of 75000 also secured loan of 18000

if after you have been in an iva a few months and you realise that you missed expenditure out or got it wrong but have earned a lot of ot that as compensated for this what would happen at your review when your expenditure had significantly increased

p rose

if the chairmans report does not mention overtime do you still have to pay over half of it. Another question is overtime not classed as a windfall as windfallis mentioned in my report hope someone can clear this up for me thanks

p rose

Yes my wifes income was taken into account,what we do is just put both wages together and do i and e from that is this not normal it does seem a bit unfair to my wife as the debts were all mine

p rose

I am currently in an iva and my wife is about to get a new job with £500 extra per month how will this affect my iva payments thanks

p rose

I am currently one year into my iva and my income has increased but me and my wife have not saved any of this increase i am also finding it very hard to stop my wife spending the extra money as she says why should she suffer from my debt what will happen at my review

p rose

i am currently 12month into my iva and have just been asked for my last three payslips and up to date income and expenditure since last year i have earned a lot of ot but i do not no how long this will continue and i have not saved any of this extra money i have used it for decorating the house and ...