Hello again, I spoke to one of the representatives today as my IP was "out the office". Anyhow, he answered most of my questions and I feel i might be getting somewhere. I think I am going to ask my parents to offer £11k to ensure it is accepted and settle the thing once and for all. Going by your m...

Hello! Personally, i feel I've done the wrong thing getting an IVA and am now trying to minimize the damage as best as possible. I may be wrong but a F&F seems the best option. I am earning more money through bonus and overtime as previously projected. Resulting in me owing £550 to my IP in just ove...