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by thugusher
Sat Jul 26, 2008 6:59 pm
Forum: full and final settlements
Topic: Iva now completed.. what happens next
Replies: 5
Views: 1765

hi! i completed my iva in April and have received my discharge letter. i am thinking of building my credit again and was thinking of applying for a credit card. can anyone recommend a good one that i can apply to?
by thugusher
Thu May 29, 2008 11:10 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

do i need to contact my iva company to get my creditors to update my credit file to show "settled"
by thugusher
Thu May 29, 2008 11:08 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

Completed my IVA yippee
by thugusher
Wed Oct 17, 2007 3:01 pm
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

my IP has given me a figure.. now i need to remortgage and hopefully pay iva off
by thugusher
Wed Oct 17, 2007 1:00 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

still looking for a lender for remortgage... some broker offered me 1 rate then turn around and up the price... so still looking
by thugusher
Tue Oct 16, 2007 5:51 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

Hi thugusher any of the brokers who post on this forum would be happy to go through the figures with you. FREE ADVICE IS THE BEST ADVICE LEYBRIDGE LIMITED Mortgage Broker Specialising in adverse credit. see feedback and testimonials at: [/i] http://www.leybridge.com/testimonial.php Check out my blo...
by thugusher
Tue Oct 16, 2007 5:50 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

If your IP says £30k is needed, are you sure that £20k is going to provide a sensible offer to your creditors? And with regard to the charge, was this put on after your IVA was accepted by creditors? If so it is invalid. Regards, Melanie Giles, Insolvency Practitioner for over 20 years. To have me ...
by thugusher
Tue Oct 16, 2007 4:04 pm
Forum: full and final settlements
Topic: Finishing IVA early so need remortgage
Replies: 15
Views: 3027

Hi! i ve just been over a year in my iva, 4 defaults on my credit file but never missed mortgage payments in 4 yrs.. and i want to make a full an final offer... i've asked my ip who originally said it'll be 30k, but i've found out 1 of my creditors has put a 22k charge on my flat so the iva f&f amou...
by thugusher
Thu Sep 27, 2007 4:49 pm
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

so do i wait till when they send me their before i tell them how much i can actually offer.
by thugusher
Thu Sep 27, 2007 4:41 pm
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

so do i wait till when they send me their before i tell them how much i can actually offer.
by thugusher
Thu Sep 27, 2007 4:23 pm
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

Hi! called to speak to my IP but got passed to someelse as usual (they never allow me to speak to the aactual ip). told them that i wanted to see if i can make an offer end iva early and they said they will send me a redemption statement or something.. they didn't even ask me how much.. is this right?
by thugusher
Mon Sep 24, 2007 11:50 am
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

will have a word with the IP.. thanks
by thugusher
Mon Sep 24, 2007 9:08 am
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

in my agreement i think it says the equity release in 4th year will be £7k! can anyone advise?
by thugusher
Fri Sep 21, 2007 10:34 am
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

i hope you mean releasing equity at end of 4th year of iva
by thugusher
Thu Sep 20, 2007 11:10 pm
Forum: full and final settlements
Topic: What do you say in a F&F letter offer?
Replies: 41
Views: 5400

yes it does
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