This may seem a silly question [:D]but i have completed my IVA in March and was checking my Equifax credit file. Does it give you your credit score on the file only i have looked all through mine and i cannot find it anywhere. All but 2 of my creditors have updated the file to satisfied. Would anyon...

Yes it is a great feeling being debt free but i just want to start getting on with my life again as it has been on hold for 5 years.

I am with Freeman-Jones

My IVA was concluded on 30th March 2010 and i have not received my certificate of completion yet. Does anyone know how long i should wait before contacting my IP.

Hi just an update i got a phone call at 6pm last night to say that only 2 voted but they both voted yes to a full and final as to what i have already paid. My situation was that my iva was extended by 18 months due to variations from Dec 09 ( that is when the five years finished ) but due to my seco...

Well i phoned at 12pm to be told they would phone me sometime this afternoon as they were waiting for more votes to come in apparently they say to people the meetings will be at 11am but they never are and i still have not heard from them. Should i ring them again only i really would like to know to...

I was wondering if someone could let me know how long it will take for me to hear from my iva company re a full and final. The meeting was for 11am this morning and yes i know it is only 11.40am but i wondered if anyone could let me know as to when i may hear from them.

I have spoken to my IP as my second job is definately ending next week and they worked it out the creditors dividend would be just under 13p in the £. Do you think this would go through as a full and final

I have finally spoken to my IVA provider and explained that i may be losing my second job and after a lot of huffing and puffing she said that once i receive my IE form ( to see what i can afford if i did lose my second job ) she said if i went for a full and final on what i have paid so far ( nearl...

I started my IVA in Dec 2004 so in theory i should have finished it in Dec 2009, but my IVA provider has increased the time by another 18 months due to missing a few months and during the IVA reduced payments due to car HP at the begining that finished 3 years ago and moving from London to Devon. An...

The head gasket on my car has gone and i wondered if anyone could let me know if i can get car finance whilst in an iva and if so which companies can i use

Skipper can you let us know which address you sent the application form off to please[:)]

Thank you for your reply so quickly. Sorry if i sound silly but i need to get this straight before i speak to her. Basically she can tell the creditors that i am buying a property but then do i tell her that i do not want the equity release or do i tell her that it is not appropriate as i did not ow...

I am new here so please excuse me if this question has been asked before. I am 2.5 years into a 5 year IVA and we are just about to complete on our first house ( thanks to a council incentive scheme that paid the deposit ) i have spoken to my IP and she said that although there was no equity release...