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by RATFACE2
Tue Dec 22, 2015 2:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: when completed
Replies: 7
Views: 2993

under normal circumstances i would leave it .but since their have been alot of money paid out its a matter of principle now -_-
by RATFACE2
Tue Dec 22, 2015 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: when completed
Replies: 7
Views: 2993

thx michael i thought i should of got some sort of statement . so FJ have not done their job right then,i will chase them up on this matter. i know its been 2 1/2 yrs now but its never too late -_-
by RATFACE2
Tue Dec 22, 2015 12:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: when completed
Replies: 7
Views: 2993

i've always woundered but never looked into this untill now we finished our iva a good 2 1/2 yrs ago i always asked my self if we should have an statement of consisting what we paid in and what was paid out to all creditors and the ip ? all we got from them after chasing them up was an letter with 4...
by RATFACE2
Tue Nov 10, 2015 10:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: Very worried about overtime not declared as I didn't realise I had to. I want to offer a F&F
Replies: 7
Views: 3387

if i was you i would declare it , soon or later they will find out when you do your 6month's or year reveiw which ever you do. am sure some one will jump in tell us different but best to be safe than sorry
by RATFACE2
Tue Nov 10, 2015 9:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: credit score
Replies: 2
Views: 2137

its only 6yrs from when you started your iva and not when you finished. now you have finished it one would expect you to check your credit score few months later and check to see any creditors have left any mark's against you. if so you will have to send an copy of your completion certificate to the...
by RATFACE2
Sun Nov 08, 2015 1:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: some urgent advice needed
Replies: 9
Views: 2476

thx guy's i definitely got the completion certificate letter and also the final report paper but it don't say on it which creditors been paid only what been paid in and what FJ fee's ben paid, am sure i should have an full report in which states what creditor's been paid and how much. but on this pa...
by RATFACE2
Sun Nov 08, 2015 5:54 am
Forum: Ask IVA Forum and Industry experts
Topic: some urgent advice needed
Replies: 9
Views: 2476

am a old member of this forum (old user name ratface) who after 6 1/2 years doing an iva with FJones and completed my iva in 2012.i need some advice,on saturday i recived an letter from a company called cabot financil requesting a outstanding amount of (wait for it ) £4974.90 from a old lender who i...
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