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by Middle
Sun Oct 09, 2016 7:30 am
Forum: Complaints procedure
Topic: Clearing up defaults
Replies: 7
Views: 6784

Hi
Thank you for the replies.
I have another couple of years to go before the 6 year anniversary.
The two accounts are shown as being in default every month, is this correct?
by Middle
Sun Oct 09, 2016 7:26 am
Forum: Ask IVA Forum and Industry experts
Topic: Hi, I'm currently filling in the pack to apply for an IVA. I'm a little confused .
Replies: 7
Views: 2620

The trend seems to be moving towards a secured loan or a remortgage so you might not be able to just do the 12 month extension.
by Middle
Sat Oct 01, 2016 10:38 am
Forum: Complaints procedure
Topic: Clearing up defaults
Replies: 7
Views: 6784

Hi All My IVA was completed in February and most creditors have marked as satisfied. According to Noddle the two outstanding ones are National Westminster Credit Cards and NWB Current Accounts. On my IVA voting forms those two debts were listed as Royal Bank of Scotland Group C/O The Insolvency Exch...
by Middle
Sat Jan 16, 2016 8:04 am
Forum: Ask IVA Forum and Industry experts
Topic: Hello I am a long time lurker in this forum and would like to investigate a F&F settlement
Replies: 8
Views: 3664

Thank you for all the replies and sorry for the delay in replying. I have done as suggested by Michael and have now completed my IVA by way of a secured loan. I now have a lot of options available to me and am greatly relieved that the IVA is now over.
by Middle
Sat Jan 16, 2016 8:01 am
Forum: Ask IVA Forum and Industry experts
Topic: What are the implications of a company director signing up for an IVA ?
Replies: 4
Views: 2049

Some pitches / tenders sometimes have questions specifically asking if any Directors have been bankrupt or have been in an IVA
by Middle
Fri Oct 30, 2015 4:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hello I am a long time lurker in this forum and would like to investigate a F&F settlement
Replies: 8
Views: 3664

Hello I am a long time lurker in this forum and I would just like to say how helpful this site has been to me. I am now just over half way through a 6 year IVA and would like to try and investigate ways of completing it early through a F&F settlement. I need some advice over the equity I have in my ...
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