We've been together for 2 years now and my wife has always paid the bills and the mortgage. The deeds are still in her maiden name and there is very little equity in the property. I haven't consulted an IP to act for me yet, should I do this now or wait until I've sought legal advice regard the equi...

I am appx £30k in debt to about 5 creditors. I looked at the option of an IVA and was a little scared off by the equity release clause, I don't know if it applies to me. Is it something that will definitely be included in an IVA? My wife owns our house and I do not have my name on the deeds, but I u...