iva accepted wayhey!!!

Just waiting for mods to come through via e-mail no changes to payment which is £385 for 7 months then £460 fot the remaining time which is 6 years.

will let you know the mods when i know

thanks for all the support and info this forum has given me.

currently my creditors are in a meeting decideing what is going to happen to my future. Is it going to be an iva or bankruptcy??? who knows only them aty this moment in time. Just waiting around for phone call. I'm offering 40p in the £. Debts of £80.000 to several creditors, including NR, Hsbc as t...

hi everyone
just wanted to ask if anyone who has gone bankrupt and had there house taken due to having equity in thier home, what the or allows for rent. I hope that my iva gets accepted, but just one of the things i wanted to know just in case.

Thanks Andy. I will phone my IP and ask her about this regarding northern rock. I just feel like i'm waiting around on her decision, and was told that she's going on holiday next week, so nothing will get done next week. just want to know what to do and whether or not she thinks it's worth doing. Ho...

I have just under £80,000 of debt, credit cards, loans and store cards. One of my loans is with northern rock. the together mortgage. House value is £85,000 and owe £65,000, but the unsecured loan is £20,000. So i roughly have between £17-£20k equity. I wanted to go down the iva route to pay off my ...

Thanks for replying Andy.
I don't have anyone to buy the equity at the moment.

Hopefully i'm getting a decision tonight to whether my IP is going to take the case on or not, so fingers crossed for me.

Thanks jo x

What would you do about the equity in my house, would you try and secure some debt on it, sell it and rent it back from a firm if an iva isn't going to work for me. i have an IP at the minute who is working out figures etc at the min to whether an iva would work for me. So not sure if i'l have to go...

Hi just outside the probbable siva limit, what is the limit it is going to be. Rich has £78000, just wondering as this has been suggested with me cos i have NRock as one of my creditors.

thanks jo x

Hi iva squirrel and thanks fo r replying. My debt are as follows: Loans- Bank loan HSBC £27000 GE money loan £5000 Northern rock (together) £20400 Credit cards- HSBC £5600 MBNA £5000 Halifax £6500 capital one £3000 Barclaycard £360 Store cards (next, debenhams, evans, bhs, house of fraser- £5000 I a...

Would just like to hi to everyone in the forum. I am just starting the iva process, I have debts of around £80,000 to various creditors, bank loans, credit cards & store cards. I just dont know how i've copped these last few months, but been reading this forum for the last couple of weeks and you lo...