The offer got accepted today and it's an understatement that I'm so happy.
Thanks for all your support

I have the meeting tomorrow for the full and final offer of £6000.00 with Payplan. I have 3 and half years left with a surplus of £114.00.
Getting nervous now. Anybody have the same experience?

I have put a full and final offer forward with Payplan. Once they receive the signed proposals, how long should the creditors meeting be and if accepted what is the process?

I have put a f & f offer of £6000.00 to Payplan. I have 3 and a half years left on my plan of £175.00. Any advice?

I'm going to offer the £6000 and hopefully this will be better and nearer to the full amount they would've received.
Thanks for everyone's advice.

Thanks! Just chatting to my dad and do you think £6000 will be acceptable? We want this to have the best chance.

Full and Final offer!
My parents have offered me a gift to pay off my IVA of £5000. I have 3 and half years left and pay £174 a month. I'm with Payplan. Has anyone any advice?

Hi

I'm thinking of making a f&f into my IVA, in which my dad has offered to make because the stress I am under. I make monthly payments of £174 a month and have 36 month left. I have paid into the IVA over £7000 and my total debt was £31,000.
Do you think £7000-£8000 is a reasonable offer?