Creditors meeting tomorrow at 1pm.... nervous! Let's hope it's a new start!

If IVA is accepted, is that it so to speak? I know first payment is due.

Thank you

My little one is only 4 so shes got a few more years before her work life begins!
So if I have a new partner and they move in they wud be expected to pay in also?
My call is at 11am so ill post how I get on.
Thanks for your time

Thank you all for your replies. I have spoken with two other providers over the last 18 months and opted for payplan. He didnt say it was a defiant problem he just said some creditors may ask why. If needed I would explain my situation further to payplan. My offer is over 65p to the pound- are iva's...

hello thank you for taking the time to read this. this is my first post but have been reading the forum for over one year. i have opted for an iva after many months of worrying.. i have chosen payplan and have my propsal call tomorrow. i am very nervous already. on my initial call with there iva par...