Search found 24 matches

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by Donna.h
Thu May 26, 2016 3:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have our CC :-), how do I find out if the RX1 has been taken off our property ?
Replies: 2
Views: 1771

We have rec our CC today :-) how do I find out if the RX1 has been taken off the propety
by Donna.h
Mon Oct 05, 2015 12:59 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving house
Replies: 6
Views: 2112

where is the expert link pleases
by Donna.h
Mon Oct 05, 2015 12:31 pm
Forum: Ask IVA Forum and Industry experts
Topic: Moving house
Replies: 6
Views: 2112

Thank you, I Have emailed Ryan. perhaps he can get intouch?
what are shauns details please
by Donna.h
Mon Oct 05, 2015 9:22 am
Forum: Ask IVA Forum and Industry experts
Topic: Moving house
Replies: 6
Views: 2112

Hi - has anyone successfully moved housed either when they were in an IVA or within 12 months after? We are desperate to move and the IVA is completing in March. Or could we look at renting our house out and renting somewhere ?
by Donna.h
Fri Aug 14, 2015 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Looking for advice about full and final settlement
Replies: 2
Views: 2077

we have 8 months left to finalise £375 x 8 = £3000 - can you advise to settle early would we pay that or a lower offer in FF?
by Donna.h
Fri Aug 14, 2015 10:38 am
Forum: Ask IVA Forum and Industry experts
Topic: Final settlement
Replies: 5
Views: 2075

ok, would it look better on credit file to settle early or any other advantages at all? or we may just leave it to run its course, its not long 8 months.
by Donna.h
Fri Aug 14, 2015 10:35 am
Forum: Ask IVA Forum and Industry experts
Topic: Final settlement
Replies: 5
Views: 2075

no not really, just to get it finished - is it better to let it run its course at this late stage?
by Donna.h
Fri Aug 14, 2015 10:12 am
Forum: Ask IVA Forum and Industry experts
Topic: Final settlement
Replies: 5
Views: 2075

we have 8 months left to pay @ £375 = £3000 would we have to pay this up front to settle or what could we offer as FF?
by Donna.h
Tue Aug 11, 2015 9:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

But if we're married ??

So why not extend as I believe if you can't remortgage they can extend ??
by Donna.h
Tue Aug 11, 2015 9:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

Thanks guys !!

Think I get it now on the secure loan but why not extend and at put the RX1 in property in first place ?
by Donna.h
Tue Aug 11, 2015 7:44 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

No - I have the Iva and partner solely owns the home and mortgage - deeds in their name.

I'm just confused why if they can't touch the equity they have not asked to extend to year 6 or a secured loan rather than end at the end of year 5?
by Donna.h
Tue Aug 11, 2015 7:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

Yes understand the property but ! But was t sure why it was included in the first place - RX form completed ??

And then why not extend to year 6??
by Donna.h
Tue Aug 11, 2015 7:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

What about not asking to extend or get a secured loan ???
by Donna.h
Tue Aug 11, 2015 6:58 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

Why haven't they gone for a secured loan though or extension - isn't it weird ?
by Donna.h
Tue Aug 11, 2015 6:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Iva equity
Replies: 21
Views: 4146

Hi it's just been confirmed that as the house is solely in partners name the the equity clause will not apply - were in the last year - we have that now in writing - and that the Iva end March 2016.

They have not asked about a secured loan or extending into year 6 is that normal ??
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