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by Sarah.91
Tue Feb 09, 2016 5:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have done it. 7 long hard years have ended. How quick are Aperture at finalising IVA ?
Replies: 18
Views: 3989

I'm another positive aperture closure.
Final payment 30/10/15
Cc issued (email) 15/01/16
Cc paper copy recieved last week 02/16
Good luck
by Sarah.91
Thu Feb 04, 2016 5:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: Opened the best email today, My completion certificate. All credit to Aperture
Replies: 9
Views: 2579

Hurrah !

I got my email from Aperture on 19th Jan after final payment October & I recieved the paper version in today's post whoop whoop feels great , well done you.
by Sarah.91
Tue Jan 26, 2016 6:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Has anyone received their CC from GT since signing the new PPI authorisation letters ?
Replies: 5
Views: 3000

I just got my CC last week from GT/Aperture.
Last payment 8/10/2015
Account closed 16/01/2016
Completion Certificate 19/01/2016.
PPI claims are still ongoing.

good luck , keep pressing them.
by Sarah.91
Thu Nov 19, 2015 3:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton
Replies: 4
Views: 2463

yes they are painfully slow! I had been asking since month 54 about the valuation as I knew there was little equity ,finally in month 58 they sorted it grrr.

Im not really expecting swift ,but at least i feel that im doing something. [:p]
by Sarah.91
Thu Nov 19, 2015 12:22 pm
Forum: Ask IVA Forum and Industry experts
Topic: Grant Thornton
Replies: 4
Views: 2463

Hi, I just got (this morning Hurrah!) my latest Annual report from my final I & E review with GT/Aperture. It was exactly the same as all the previous reviews, I believe its to check there is no overtime/ bonuses that need to be paid into the IVA. They just wanted the usual proof of income & expendi...
by Sarah.91
Thu Jul 23, 2015 1:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity Release Calculation. Can anyone explain ?
Replies: 6
Views: 2202

Thank you,

I am still hoping that they use my valuation (especially as I paid for it) or even an average of mine & Zoopla (as currently the equity isn't even 25 pounds over the 5k).

Should they still disagree I will ask them to demonstrate their calculations ,
cheers
by Sarah.91
Thu Jul 23, 2015 12:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: Equity Release Calculation. Can anyone explain ?
Replies: 6
Views: 2202

(I couldn't log in so I have registered with a slightly different username). Thanks Simon , They are telling me that (using the Zoopla 88K valuation & 74k redemption, I have equity of 5,024) I can't understand how they come to this calculation. They did tell me (via email so its in writing) that if ...
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