sorry my first post is wrong, i have been in my IVA for 36 months and only have 18 months left. I want to offer a full and final payment of £4000. My total payments for the next 18 months will come to £6000. Do you think £4000 is an acceptable offer ? I dont own a home or have any other valuables an...

I am currently in an IVA and have been making payments for 18 months. I have never missed a payment. I only have 18 months to go on my IVA but i would like to end it early if i can. I dont own a home or anything else valuable. Over the next 18 months i will be paying in total £6000. I would like to ...