I was advised by OR not to sign a proposed transfer form in case it was seen as fraud. The point I am trying to make is that bankruptcy in March 2005 should have discharged me from the pressure of bad debt and allowed me to run my finances in a sensible and solvent way which I have done for nearly 3...

Thanks for the advice so far. I have already contacted the trustees of my account and the mortgage company saying I am not going to pay the mortgage. As I declared this debt in the bankruptcy proceedings what can I do to prevent the poor credit score I am getting for the arrears she is building up w...

I was seperated from my wife when declared bankrupt. Had joint mortgage which she is not fully paying. I am being chased by mortgage company. Does bankrupcy not free me from this debt?