Thanks both. On reflection why would I want a mortgage?
I need to downsize as much as possible and buy a property outright........debt free and mortgage free....sounds much better to me.

I have just paid a full and final payment and am waiting for the completion certificate. I am 63yrs old and hope to retire from full time work shortly. I want to sell my house and buy a Dorran construction house, and will need around 20k mortgage to realise the property with 100k cash buy. Is it pos...

Thank you

Oh my........what a gloomy prospect for the future, however,
thank you foggy for your input on my problem, and I sincerely hope you have a lovely time on your break.
But please come back at some point because we need you!!!!!!!

thanks

Wow....before I got to call my IP, she called me to apologise!!!! She stated that she had misunderstood the offer, however I reminded her that I had sent in two letters outlining the proposal. Anyway, the upshot is that the offer will now be put forward. Thanks everyone. I guess this forum is watche...

Good luck Gary, fingers crossed for next Wednesday.
Thanks for the advice everyone, I am winding myself up to give them a call now.

Thank you all so much for your replies. I will write to them and try to speak to the IP. The light is flickering again at the end of the tunnel.