Hello all. I have recently made full and final payment and await the CC. My health deteriorates day by day and I would like to retire from work (aged 63) sooner rather than later. I need to sell my home and with pensions kicking in I calculate that I would need to borrow around 50k mortgage. Is this...

I have been in an IVA for two years. I am a 63 year old woman, working full time in a stressful professional job. I am also a single mum of 13 year old twins. The stress of the IVA is taking it's toll and I am suffering depression. An old friend has offered to pay £7000 as full and final payment wh...

I began an IVA in May 2014.
I have just found out that an old friend has put money twice in my old bank account, £200 in January and £300 last week, not knowing that the account was closed and was part of my IVA.
He now wants his money back! Advice please.

I started an IVA last year. I am 62 and qualify for state retirement in November 2015. I work full time and after IVA payments have little left over to live on. I have twins aged 12 and a contribution of £20 per month from their father. My health has deteriorated significantly during the past year ...