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by Raj.21
Wed Jun 24, 2015 3:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Could I be expected to get a secured loan or even sell my properties ?
Replies: 2
Views: 1875

Hi after month 54 im expected to remortgage any equity I have in my properties , if unable to obtain iva will be extended by further 12 months . I have around £100 k equity as I live down the south & house prices have gone up , unfortunately I'm unable to remortgage. Could my iva company expect me ...
by Raj.21
Tue Jun 23, 2015 8:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Lenders are not willing to help with remortgaging. What can I do ?
Replies: 3
Views: 1968

Hi I have couple of btl properties & a property where I live myself . I've been asked to remortgaged two properties as there is around £100 k equity . I've tried so many different lenders around 10 which have all come back as declined . I have proof in terms of an email to say it's been declined bu...
by Raj.21
Sat May 30, 2015 1:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my iva company make me bankrupt ?
Replies: 4
Views: 2777

Can my iva company make me bankrupt ? I've paid on time all the time & I'm on month 57 . I've tried to remortgage but unable to find lender that can help . Now my iva company want me to get a secured loan even tho it doesn't state on my paperwork . It only states if can not remortgage then iva will ...
by Raj.21
Fri May 29, 2015 7:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can my IVA company tell me to get a secured loan as I'm unable to remortgage ?
Replies: 3
Views: 2234

Hi I've been told to get a secured loan as I'm unable to get a remortgage at month 54 in my iva . I've read my paperwork & it's say at month 54 I must try to remortgage to release some equity to pay a sum into my iva . If unable to will more than likely extend by another 12 months . At no point does...
by Raj.21
Tue Apr 21, 2015 5:55 am
Forum: Ask IVA Forum and Industry experts
Topic: I'm 4 yrs into my I've & I'm sure I didn't sign RX1
Replies: 3
Views: 1838

I'm 4 yrs into my I've & I'm sure I didn't sign no rx1 so there's no restriction on my house if I wanted to sell?
by Raj.21
Fri Apr 17, 2015 4:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: Would it be possible to offer a full and final ?
Replies: 10
Views: 2640

Hi I have 12 months remaining on my iva with cleardebt !

Would it be possible to offer a full & final settlement figure as my mum is willing to help out .

Plus I own around £5000 over the year so if I offered £4000 could that be accepted?

Thanks
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