it`s usually £312 a month, would he have to pay half that whilst my half would be dealt by an iva.i only work 16hrs a week would i be able to take out an iva on my own. would they expect some money to come out of his wages or just mine, I`m sorry to bombard you with so many questions....... my head ...

I have debts of about £18,000 on top of this my partner & I have a joint managed loan of £31,000 do we do a joint iva?