So... I have just found out an IVA is not for me, Tina from Melanie Giles was so nice this afternoon via the phone and has made me feel better , although an IVA is not for me she has suggested a debt management plan which sounds good and managable. So now i await Andrews call and hope he can help. T...

Thanks Kerri, I have emailed Melanie direct and asked if she can contact me to discuss, I do hope she can help, Thanks again,

Hi Skippy, No we have not had any problems as of yet, I dont think they know that an iva is going to be taking place, We were advised my Money Solve that if we opened an account with Nat west, Abbey or royal bank of scotland then we should be ok, Would it be wise to explain to Natwest that we are do...

Hi kerri, Thanks for that. I really just dont know what to do now for the best - I am getting too many bad vibes about money solve now. But am so desperate for this to work as feel it is the only option to take, Also we need something set up ASAP. It's all so confusing and i dont know what to do. Mel

Hi Melanie, As far as i know they are going to do this , they have not said other wise and they have advised that they will call our creditors in for meetings once they have received the first payment.

Thanks

Melanie

Hi, Thanks for everyone who has commented. Living with paying only £340 a month would be luxury to us, it would mean we would actually have some spending money. Money Solve have offered this to us over the phone and have sent out a letter to us. They said that as soon as the first payment of £340 is...

Hi, I was hoping you could advice me. We have had some paperwork through (after requesting) they are called Money Solve, they have set up an agreement for us to sign and get the balls rolling on £340 per month and they will settle all of our debts. This sounds too good to be true when we are in quit...