Thanks for the reply. Just as I thought, the 999 score seemed a bit odd. I will check with some of the others as you suggested. It has been over 6 years since the IVA started. They have just been soft searches for agreement in principle, which stated they should have no impact on credit ref agencies...

Hi, we completed out IVA in March 2020 and have received our completion certificate. We have been removed from the IVA register and also there is no record on Experian with a score of 999 for myself and my husband. He has credit (phones etc...) However I have one negative for having no credit. We ar...

<t>Hi, <br/> Just wondering if anyone had any update on the length of time Aperture were taking to close IVA'S and issue completion certificates? We offered a full and final settlement in May 2019 which was finally completed in early October 2019. Phoned last week and there was no progress made on o...

<t>My husband and I are currently in 6th year of our IVA due to equity release and have 11 months remaining. <br/> Our circumstances have changed and we contacted Aperture in May in regards to offering a full and final figure (to the total of the monthly payments remaining) with help from a relative...

<t>We are entering our 6th year of IVA due to equity release and wanted to offer a final settlement figure instead as we can't cope with aperture for another year. However, we have been trying to contact aperture via email and telephone daily and cannot get a response at all. <br/> The question is a...

<t>We made our last payment into our IVA this month with aperture (originally grant thornton). We have never missed a payment and paid in all our bonuses. However the client portal has just been updated to state we are in arrears by £500. <br/> Can this be correct? There amount we owe is higher than...

Hi, we started our IVA on 24th March which was the date of the creditors meeting. However, my husband is paid each month on the 22nd March and he received his yearly bonus in his March pay. We did not declare it as we did not know the outcome of the IVA until the following week and didn't sign the f...