UPDATE: I spoke to McDuffy's earlier today who advised me that it should have been a default and it should have dropped off, so I contacted Santander again. After being on hold for 5 minutes, it turns out that things must have been crossed over as the default was removed yesterday. Coincidence or wh...

Thanks for the help. Will do some digging.

Would this be different if they had sold the debt on to say for example Max Recovery? Is there a way of find out if they did this?

From my previous questions, I have now sorted Santander and they said that the default was adjusted and removed from my credit file yesterday, so thats the stray default sorted. Next is my arrear on my file. My BOS preference account was one of my creditors in my IVA. They didnt register a default a...

Every default I had has dropped off except Santander. They added the default a year after the start of the iva. They have admitted the error and said they will rectify it, but looks like they have issued a partly settled but still leaving the default on the account. There is no kind of order on the ...

IVA finished in May this year and I have my certificate. Original IVA started in sept 2010 so would have ended in sept 2015, but we had a 6 month extension, so everything should have dropped off in september this year

I have been checking my file on check my file and my credit score shows 1 case of arrears 1 defaulted account 1 arrangement The default is Santander that I am currently sorting out The arrears was from a preference account with Bank of Scotland. This was included in my IVA but says closed 29/07/15. ...

I thought I would see if Santander has adjusted my file and I can not tell. Here is the info I found on check my file. It is listed at worst status as a partial settlement but still showing as a default. Last Updated 16 November 2016 Default Date 21 December 2011 (should have been september 2010) De...

Will do luluj

Spoke to Santander yesterday and they could not have been any more helpful. They realised that the dates were incorrect and that they would pass my case on to the people that do the magic with credit reference agencies and said that the change will happen within 10 days. If not, then to contact them...

Well done Jo. Now the living begins

Thanks Foggy

I received a letter from them on 11/09/16 and ignored it as I assumed it was just for my records sort of thing, but when the latest update was 12/10/16, then I thought there was something wrong.

Many thanks

Thanks Kallis
Will it be there general address or is there a special section? Can I dispute it through Noddle?

I have just checked my credit file with Noddle and Santander Uk have given me a default on my file back in 2011 when it should have been 2010 when my IVA started

What can I do? Or have I got to tuff it out???

Date of default
21/12/2011