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by MKM76
Tue Nov 10, 2015 5:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: After a successful F&F offer, am I free in terms of my earnings ?
Replies: 8
Views: 3856

Update - exactly 6 months on from paying the F&F monies to GT I have today received my CC. [:)]

Thank you to everyone for their help and support on this thread as well as throughout the site in general.

[:D]
by MKM76
Sun May 17, 2015 4:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Should our full and final offer be accepted, what are our financial responsibilities afterwards ?
Replies: 3
Views: 2182

Hi I had a F&F offer accepted on Thursday and I asked the GT staff to clarify this exact question and they said that earnings and expenditure would no longer be of their interest but windfalls, lottery winnings, PPI, Inheritance etc would be.

Good Luck !
by MKM76
Wed May 13, 2015 10:05 am
Forum: Ask IVA Forum and Industry experts
Topic: After a successful F&F offer, am I free in terms of my earnings ?
Replies: 8
Views: 3856

Hi Thanks for your post and comments - will keep an update going on the Certificate - hopefully its not too long. font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Andy Davie Hi I am sure that your offer will be accepted, you can then look to improve y...
by MKM76
Tue May 12, 2015 6:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: After a successful F&F offer, am I free in terms of my earnings ?
Replies: 8
Views: 3856

Thankyou for the reply.

I have already had PPI searches done via GT but fully understand refunds and windfalls and winnings would need to be declared.

Thsts great news ..... it would be brilliant to start rebuilding ASAP.

Fingers crossed for Thursday :o)
by MKM76
Tue May 12, 2015 5:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: After a successful F&F offer, am I free in terms of my earnings ?
Replies: 8
Views: 3856

Hi I have made a F&F to GT for my IVA which they seem confident will be accepted. (Payments in goal would have been £7500 if went full term and I offered £7k) The decision meeting is this Thursday. I wanted to ask ... If it is accepted am I then free in terms of my earnings ? I would like to start...
by MKM76
Wed Jan 28, 2015 3:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final payment offer - GT resistance
Replies: 23
Views: 4383

Hi Nicola.st

Thanks for the info - doesn't sound too bad time wise.

Good luck guys
by MKM76
Wed Jan 28, 2015 3:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final payment offer - GT resistance
Replies: 23
Views: 4383

Hi Nicolad This is the list of documents they have asked for; 1.Last 3 months (13 weeks wage slips) 2.Mortgage Redemption Statement 3.2014-2015 Council Tax Bill 4.Proof of Water Rates Bills 5.Proof of Gas & Electric Bills 6.CSA Letter to show Maintenance payments 7.Copy Bank Statement showing CSA pa...
by MKM76
Wed Jan 28, 2015 3:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final payment offer - GT resistance
Replies: 23
Views: 4383

Thanks for the info - I assume they will issue me with paperwork to explain what my restrictions are ? I have done everything right so far and don't want to do wrong unknowingly.

Looking forward to being free but feeling extremely anxious :0/
by MKM76
Wed Jan 28, 2015 2:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final payment offer - GT resistance
Replies: 23
Views: 4383

Thanks - can you give me any advice as to how long it would usually take to hear back from an offer. And if accepted how long the procedure would take ? I am reading about things being delayed for some people due to PPI claims but GT put me in touch with a company over 12 months ago that checked and...
by MKM76
Wed Jan 28, 2015 1:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full & Final payment offer - GT resistance
Replies: 23
Views: 4383

I too just made a F&F offer to GT and the way they spoke gave me the distinct impression they didn't want to go down this route (which I do understand) My figures are; Orig Debt £23000 Total to pay over 6 years £10700 (no equity) GT confirm balance after 29 mths is £7530 I have a friend that will pa...
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