our iva was completed after 2 years,and we were debt free after 6 years,we had Barclaycard on our debtors list when we took out the iva,now our iva has finished we have found that we had ppi on Barclaycard can we successfully get compensated without them retaining any of the funds.

we entered into our iva in july 2013,we were lucky due to ppi payouts we were able to finish iva in oct 2014,i need to know how long it takes to be registered as solvent again and be able to apply for credit.