So hubby made F&F 4 months ago and we are still waiting on completion certificate. Someone called 2 weeks ago apologised for the delay and said it was being sent in the post that day, still nothing. Any ideas on how we can speed this up or do we just have to wait?

Evening Hubby has put in an offer for F&F on his IVA. Had an email response, can anyone explain the time frame as it doesn't totally make sense to me. ''A request has been sent to our variations team to offer a sum of XYZ in full & final settlement of your arrangement. Please note that we are requir...

I am hoping I may get some settlement advice. My Husband has an IVA and my mother is selling her house and has offered to gift some money to settle the IVA out of the proceeds. We are just wondering how much we should offer. When the IVA agreement was first drawn up he was paying £220 per month, he...

Hello My husband is 3 years into his IVA and we have just set him up on Experian but the IVA is not there, no old debts and a good credit score. I am so confused by this. I don't want to bring it to anyone's attention but on the other hand if it's not mentioned now could they put something on at the...

Hello I am hoping someone can give me some much needed advice and apologies if the post gets a bit long! So my husband has an IVA and it was all going well. However, recently we have had some issues and I want to know whats what before I even attempt to do something about it. So, firstly his earning...

Hiya My other half is in an IVA, about 3 years in I think. He has just had his annual review and they want to increase his payments from £280 to £360 due to an increase in wages. However from looking at his payslips he has currently earnt £3000 less so far this tax year than he had in jan 2014. I...