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by shazbot
Fri Sep 21, 2007 8:09 am
Forum: money saving tips
Topic: money saving tips
Replies: 40
Views: 6614

our local pound shop is great at it sells branded stuff at a pound for example sugar puffs are a pound for a large box, and colgate is a pound a tube and on a buy one get one free. you can lower your shopping bills if you shop around i know it takes a bit of time to get used to it but the benefits f...
by shazbot
Wed Sep 19, 2007 9:01 pm
Forum: postbag for september
Topic: council tax and water
Replies: 19
Views: 2297

when we spoke to citizens advice they told us that if we were in a position like yours eg council tax or water to pay, to pay the council tax(they can put you in jail for non payment of this) but they can't cut of your water supply and arrangements can be made via the water board to pay a small amou...
by shazbot
Sun Sep 09, 2007 2:24 pm
Forum: Latest IVA News
Topic: GMTV debt warning
Replies: 10
Views: 2210

we are setting up a dept managment plan with the help of the CAB and they have been great. we do not have to pay them for any help has it is funded through the govenment. i was frantic with worry before we spoke to them has the cccs recommended bancrupty straight away with no ther options. when we s...
by shazbot
Tue Sep 04, 2007 7:55 am
Forum: communicating with creditors prior to IVA
Topic: Persistent Creditor
Replies: 11
Views: 8436

hi puffa i'm having the same problems with creation i've been keeping a log book of when they phone and what was said in case i report them to trasing standards, has over the past few months they've had me in floods of tears. so i developed a tougher skin and starded to be a stroppy cow with them so...
by shazbot
Tue Aug 21, 2007 7:25 pm
Forum: bankruptcy may be the best option
Topic: BR - Legal Fees
Replies: 11
Views: 4436

hi im shazbot a newbie to this site in some scary trouble with money and don't really know which way to turn looking on the site for advice and info been in touch with the cccs who advised bancruptcy (DID I SPELL THAT RIGHT) got an appointment with an adviser at the c. a. b in a couple of days for a...
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