Hi all, my Iva started back in 2010, since I've faced many changes in personal circumstances which has resulted in a full and final offer from my parents. The variation meeting takes place tomorrow so I'm keeping everything crossed the creditors accept the offer put in front of them. My ip has alrea...

Signed the approval for variation and the meeting has been scheduled for the 9th of February, ppi claims will be ongoing once the Iva is completed if the f&f offer is accepted. Fingers crossed they accept. If they accept will I get a completion cert even though ppi claims continue? Thanks

I've contacted my ip today and they detailed that the extra 12 months comes into play due to being in arrears. I've signed everything and sent it back today, I have everything crossed that the creditors accept the offer.

Yeah looking at the variation report they will be 3p in the £ better off and recieve their money soon, only worry for me is the original proposal was 64p in the £ but I've seperated and my contributions need to reduce. Fingers crossed :) according to the variation the creditors have to respond withi...

Fingers crossed and thanks for the responses hoping to have this whole episode off my back in the near future.

I had to get my property valued for the full and final proposal and provide the valuations to my ip, ltv came to 89% which is above the 85% as detailed in the Iva. So as part of the variation proposal I've proved no equity is available. I think I will give them a call tomorrow as my supervisor verba...

Hi all, I'm on the 4th anniversary of my Iva and instead of doing a annual report my IP is approaching my creditors with a variation report due to a change in my personal circumstances and a 3rd party that is offering a lump sum to call the Iva complete. The question I have is I have no equity in my...