We're with Grant Thornton, Step Change put us in to them as we're self employed.

Ive been sent a form about assets that have been sold in the last 5 years, my joint IVA is still being sorted out. My partner sold his flat, and we used that money to mostly pay off bills, a loan from a relative, and the car we have. This was 4 years ago. Will this affect us being accepted onto an I...

Sorry, I meant she's ringing back on the 6th Jan.

Thanks for replies. Michael Peoples, id rather he didnt know about the IVA for a whole host of personal reasons. Are you saying that when I sort this with my advisor, shes ringing back on the 2nd Jan, I should ask my creditors to agree to 6 year repayments now when the IVA proposal is put to them? T...

I have been advised that after 5 years of IVA payments, with the remaining debt at that time, creditors could try to release equity and force re mortgage. However my advisor said its unlikely id get a re mortgage due to what would then be a poor credit record. My question is this, my mortgage is sha...

Thanks for the replies, no its not an Aston Martin, wish it was!:)

Just starting the process of an Iva. Question, how likely is it that I'll have to sell the car? Its used for work purposes, as my partner is a sole trader. Private sale value according to the web is £5300. Trade in £4600.